00 DATA GOVERNANCE

Sensitive data. Shared safely. At the speed of a question.

Ripstop is a privacy-preserving analytics gateway that lets banks share regulated insights with fintech partners without sharing the underlying data — every question runs through a compliance pipeline before any answer leaves your environment.

01 THE PROBLEM

Sharing data with partners is the slowest part of every fintech program.

Protecting consumer privacy and satisfying compliance requirements can frequently be at odds with analytical progress when data has to pass through many hands. Enabling access to raw data from partners isn’t safe, and static dashboards aren’t good for analytics.

Ripstop is a solution that quickly gets actionable, compliant data to fintech partners. No raw data is ever exposed, and the data owner always has complete control over what their partners see.

We want to help banks and their partners share data with minimal cost, employee, and compliance overhead. Welcome to the new age of data sharing.

02 HOW IT WORKS

A question becomes a compliant and persistent dashboard in five steps.

  1. 01

    Ask

    A counterparty asks a question in plain English from their browser, or edits a dashboard, or enters a SQL query. Anything that comes natural is interpretable.

  2. 02

    Translate

    The platform translates the question into a structured query, grounded in your bank's policy and schema.

  3. 03

    Validate

    Every query runs through your compliance rules — what fields can be returned, what minimum populations apply, what aggregations are allowed.

  4. 04

    Answer

    Only the validated, aggregated, de-identified result returns. Every step is logged and replayable.

  5. 05

    Repeat

    All answers are stored as a new dashboard, which counterparties can move, manage, or delete. Routine follow-up edits — different filters, time ranges, grouping dimensions — re-run the same compliance pipeline without re-invoking the model. Cheap, fast, and reusable.

03 COMPLIANCE & CONTROL

Your policy, your environment, your audit log.

Your data, your environment, your control. Ripstop is designed so the regulated data never has to leave the place it’s already governed. Counterparties never receive raw rows, raw identifiers, or queryable access — only the aggregated answer your policy has approved. Designed with GLBA-governed data sharing in mind.

04 FOUNDER
Hal Jin, founder of Ripstop

Hal Jin

Founder

Hal Jin is the founder of Ripstop. He brings firsthand experience from Apple Cash and Pay Later, where he fought every day with the tangled mess of sensitive financial data, regulated analytics, and bank-partner data-sharing workflows. He is now building an AI-powered analytics layer for banks and fintech partners, based on the belief that sensitive data questions should be answered without moving raw data or granting external access.

  • ex-Apple
  • ex-Capital One
  • Northwestern
  • Pilot
05 GET IN TOUCH

Let's talk.

Ripstop is in private preview. If you're a bank, fintech, or program-management firm running into the data-sharing wall, we'd like to hear from you.

  • Status Private preview
  • Location Remote · United States